We are also pretty much convinced we will never collect anything from the Road Home so we put off filing our application.
We were concerned that we might need a lot of stuff we don't have. That turned out not to be the case.
Finally about a month ago we sent in our application.
Monday we got a letter saying we were qualified to apply, but that we needed to make an appointment. The earliest appointment is January 19th.
I don't think that's too bad.
I still don't think We'll get a nickle.